財(cái)產(chǎn)保險(xiǎn)合同英文翻譯模板
所在位置： 翻譯公司 > 翻譯服務(wù) > 翻譯模板 / 日期：2017-09-04 17:51:00 / 來(lái)源：網(wǎng)絡(luò)
下面為大家整理了財(cái)產(chǎn)保險(xiǎn)合同英文翻譯模板，供大家參考學(xué)習(xí)。
I. THE PROPERTY INSURED
The property insured shall refer to all properties and expenses specified in the Schedule of this Policy.Unless specifically agreed upon in writing between the Insured and the Company and appraised and value-established by professionals or assessors, the following articles and the expenses relevant thereto shall not be covered under this Policy:
1. Gold, silver, pearls, diamonds, precious stones and jades;
2. Antiques, articles of virtue, ancient coins, ancient books and ancient paintings;
3. Works of art or postage stamps;
4. Advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings;
5. Computer system records or its making and copying costs.
Under no circumstances shall the following articles relevant thereto be covered hereunder:
1. Guns, ammunition or explosives;
2. Banknotes, securities, bills, documents, files, account books or drawings;
3. Animals, plants and agricultural crops;
4. Mobile phones, portable computers, removable photograph apparatus or other precious articles;
5. Vehicles licensed for general transport use.
II. SCOPE OF COVER
The Company shall indemnify the Insured in respect of the physical loss of or damage to the insured property stated in the Schedule during the period of insurance directly arising from the following perils:
1. Fire;
2. Explosion;
but not including explosion of a boiler or other pressure relief devices;
3. Lightning;
4. Hurricane, typhoon and tornado;
5. Storm, tempest and flood;
but not including loss or damage caused by change in normal water level or inundation from sea water or water escape or leakage from the normal confines of any natural water course, lake or reservoir, canal or dam as well as loss of or damage to the insured property caused by storm, tempest or flood while being stored in the open or covered by or under a shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or nylon sheet;
6. Hailstorm;
7. Landslide, rockslide, avalanche;
8. Volcanic explosion;
9. Subsidence of ground;
but not including loss or damage resulting from pile driving, groundwork or excavation;
10. Crashing aircraft and parts or articles falling from aircraft and other flying objects;
11. Bursting of water tank or pipe;
but not including bursting of water tank or pipe due to rust.
III. EXCLUSIONS
This Company shall not be liable for:
1. Loss of or damage to the insured property or expenses caused by intentional act or gross negligence of the Insured or his representative;
2. Loss of or damage to the insured property caused and expenses incurred by earthquake or tsunami;
3. Depreciation, loss of market, loss of use and other consequential losses of any description;
4. Loss of or damage to the insured property or expenses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup d`etat, strike, riot, and civil commotion;
5. Confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities;
6. Loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination;
7. Loss or damage caused and expenses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from PERILS specified in Article II the Policy;
8. The deductibles stated in the Schedule to be borne by the Insured;
9. Loss or damage arising from any other perils not listed in Article II of this Policy.
IV. TREATMENT OF CLAIM
1. The Company shall at its option, indemnify the Insured in respect of loss or damage falling within the Scope of Cover of the Policy by either:
1.1 paying the amount of the actual value of the property lost or damaged or;
1.2 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or;
1.3 repairing or restoring the damaged property to a condition near to other property of like kind and quality.
2. Indemnity under this Policy shall be based upon the sound market value of the property prevailing at the time of loss. If the sound market value of the damaged property is lower than the sum insured of such property, the claim shall be settled on its market value;If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof.
3. If a claim for loss of or damage to the insured item is settled on a total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured.
4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the complete pair or set.
5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property.
6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement of the sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance.
7. The time of validity of a claim under this insurance shall not exceed a period of two year counting from the date of loss.
V. INSURED`S OBLIGATIONS
The following Obligations shall be strictly fulfilled by the Insured and his representative:
1. The Insured and his representative, when applying for insurance shall make true answers or descriptions to the questions in the Proposal and Questionnaire or to any other questions raised by the Company.
2. The Insured and his representative shall pay to the Company in due course the agreed premium in the manner as provided in the Schedule and Endorsements.
3. During the period of this insurance, the Insured shall at his own expense take all reasonable precautions, including paying sufficient attention to and putting into practice the reasonable recommendations of the Company, prudently selecting the workmen and employees and complying with all statutory regulations and safety operation procedures.
4. In the event of any occurrence which gives or might give rise to a claim under this Policy, the Insured or his representative shall:
4.1 notify the Company immediately and within seven (7)days or any further period as may be agreed by the Company in writing, furnish a written report to indicate the course, probable reason and extent of loss or damage;
4.2 take all necessary measures to avoid aggravation of the loss or damage and minimize it to the least extent;
4.3 preserve the spot affected and defective parts before an inspection is carried out by a representative or surveyor from the Company;
4.4 furnish all such information and documentary evidence as the Company may require for supporting the claim.
VI. GENERAL CONDITIONS
1. Policy Effect
The due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or complied with by the Insured shall be a condition precedent to any liability of the Company under this Policy.
2. Policy Voidance
This Policy shall be voidable in the event of misrepresentation, misdescription or non-disclosure made by the Insured or his representative in any material particular in respect of this insurance.
3. Policy Termination
Unless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if:
3.1 the insurable interest of the Insured is lost;
3.2 the risk of loss or damage is increased.
After termination of the Policy, the premium shall be refunded to the Insured calculated on pro rata daily basis for the period from the date of termination to the date of expiry.
4. Policy Cancellation
This Policy may be canceled at any time at the request of the Insured in writing or at the option of the Company by giving a fifteen (15) days prior notice to the Insured. In the former case the Company shall retain a premium calculated on short term rate basis for the time the Policy has been in force while in the latter case such premium shall be calculated on pro rata daily basis.
5. Forfeit of Benefit
If the claim is in any respect fraudulent, or if any fraudulent means or devices are used by the Insured or his representative to obtain any benefit under this Policy or if any loss or damage is occasioned by the intentional act or in the connivance of the Insured or his representative, then in any of these cases, all the rights and benefits of the Insured under this Policy shall be forfeited, and all consequent losses arising therefrom including the amount of claim paid by the Company shall be indemnified by the Insured.
6. Reasonable Inspection
The representative of the Company shall at any suitable time be entitled to attend the site and inspect or examine the risk explosure of the property insured. For this purpose, the Insured shall provide full assistance and all details and information required by the Company as may be necessary for the assessment of the risk. The above mentioned inspection or examination shall in no circumstances be held as any admission to the Insured by the Company.
7. Double Insurance
Should any loss, damage, expenses or liability recoverable under the Policy be also covered by any other insurance, the Company shall only be liable to pay or contribute his proportion of the claim irrespective as to whether the other insurance is arranged by the Insured or others on his behalf, or whether any indemnification is obtainable under such other insurance.
8. Subrogation
Where a third party shall be held responsible for the loss or damage covered under this Policy, the Insured shall, whether being indemnified by the Company or not, take all necessary measures to enforce or reserve the right of recovery against such third party, and upon being indemnified by the Company, subrogate to the Company all the right of recovery, transfer all necessary documents to and assist the Company in pursuing recovery from the responsible party.
9. Dispute
All disputes under this insurance arising between the Insured and the Company shall be settled through friendly negotiations. Where the two parties fail to reach an agreement after negotiations, such dispute shall be submitted to arbitration or to court for legal actions. Unless otherwise agreed, such arbitration or legal action shall be carried out in the place where the defendant is domiciled.
VII. SPECIAL PROVISIONS
The following provisions shall be applied to all parts of this Policy and shall override the other terms and conditions of this Policy if any conflict arises.
PROPERTY INSURANCE POLICY
Policy No.:
WHEREAS THE INSURED named in the Schedule hereto has made to the ______ Insurance Company (hereinafter called "the Company") a written Proposal which together with any other statements made by the insured for the purpose of this Policy is deemed to be incorporated herein and has paid to the Company the premium stated in the Schedule.
NOW THIS POLICY OF INSURANCE WITNESSES that subject to the terms and conditions contained herein or endorsed hereon the Company shall indemnify the insured for the loss or damage sustained during the period of insurance stated in the Schedule in the manner and to the extent hereinafter provided.
By the ________ Insurance Company
_________________________ Authorised Signature
Date of Issue:
Place of Issue:
SCHEDULE
Policy No.:
1. Name and Address of the Insured
1.1 The Insured:
1.2 Address:
2. Location of the Property Insured:
3. Nature of Trade:
4. Insured Items and Sums Insured:
Insured Items Sums Insured
4.1 Property Insured
4.1.1 Building(s) (including decoration):
4.1.2 Machinery and Equipment:
4.1.3 Furniture and Fixture:
(including office equipment and supplies)
4.1.4 Stock:
4.1.5 Others:
4.2 Additional Expenses:
4.2.1 Removal of Debris fees:
4.2.2 Fire Extinguishing Expenses:
4.2.3 Professional Fees:
4.2.4 Other Expenses:
Total Sum Insured:
5. Deductible (any one accident):
6. Period of Insurance: ___ months.
From 00:00 of _________ to 24:00 hours of ______
7. Premium Rate:
Total Premium:
8. Date of Payment:
9. Jurisdiction:
This Policy is governed by law of the People's Republic of China.
10. Special Provisions:
PROPERTY INSURANCE POLICY`S SCHEDULE
_________ Insurance Company
相關(guān)閱讀 Relate
翻譯模板相關(guān)問(wèn)答
問(wèn)：如果翻譯的稿件只有幾百字，如何收費(fèi)?
答：對(duì)于不足一千字的稿件，目前有兩種收費(fèi)標(biāo)準(zhǔn)： 1)不足一千字按一千字計(jì)算。 2)對(duì)于身份證、戶口本、駕駛證、營(yíng)業(yè)執(zhí)照、公證材料等特殊稿件按頁(yè)計(jì)費(fèi)。
問(wèn)：請(qǐng)問(wèn)貴司的筆譯范圍？
答：筆譯翻譯又稱人工筆頭翻譯, 既通過(guò)文字形式的翻譯轉(zhuǎn)換, 把源語(yǔ)言翻譯成目標(biāo)語(yǔ)言, 是當(dāng)今全球經(jīng)濟(jì)發(fā)展, 政治文化交流的主要方式, 筆譯通過(guò)文字展現(xiàn)方式, 使全世界上千種語(yǔ)言能夠互通有無(wú), 每天都有數(shù)以億計(jì)的文字被翻譯或轉(zhuǎn)譯, 筆譯肩負(fù)著世界各國(guó)經(jīng)濟(jì)文化發(fā)展的重任, 是各國(guó)各民族的文化大使, 我們的筆譯領(lǐng)域涉及十大類專業(yè)領(lǐng)域和五百多種不同的分領(lǐng)域。
問(wèn)：是否可以請(qǐng)高校教師、學(xué)者或?qū)W生翻譯？
答：絕對(duì)不能，風(fēng)險(xiǎn)自負(fù)。許多公司在尋找譯者時(shí)，首先想到的是當(dāng)?shù)貙W(xué)?；虼髮W(xué)的外語(yǔ)院系。有時(shí)，這種做法對(duì)于供內(nèi)部使用的翻譯可能有效，即，您只想了解文件大意，但對(duì)于正式的公司宣傳材料、手冊(cè)或者合同文檔而言，這樣做卻風(fēng)險(xiǎn)極大。外語(yǔ)教學(xué)需要有特殊的技能，但這些技能卻與翻譯一篇流利、優(yōu)美的文章所需的技能完全不同。讓學(xué)生來(lái)做翻譯看起來(lái)經(jīng)濟(jì)實(shí)惠，但風(fēng)險(xiǎn)更高，因?yàn)樗麄兒翢o(wú)實(shí)戰(zhàn)經(jīng)驗(yàn)，翻譯出來(lái)的文件基本無(wú)法使用。
問(wèn)：翻譯交稿時(shí)間周期為多長(zhǎng)?
答：翻譯交稿時(shí)間與您的文件大小以及復(fù)雜程度有關(guān)。每個(gè)專業(yè)譯者的正常翻譯速度為3000-4000中文字/天，對(duì)于加急的大型項(xiàng)目，我們將安排多名譯員進(jìn)行翻譯，由項(xiàng)目經(jīng)理將文件拆分成若干文件，分配給不同的譯員進(jìn)行翻譯，翻譯后由項(xiàng)目經(jīng)理進(jìn)行文件的合并，并經(jīng)統(tǒng)一術(shù)語(yǔ)、審校、質(zhì)控、排版等翻譯流程，最終交付給客戶。
問(wèn)：提供一個(gè)網(wǎng)站的網(wǎng)址，能夠給出翻譯報(bào)價(jià)嗎?
答：對(duì)于網(wǎng)站翻譯，如果您能提供網(wǎng)站的FTP，或您從后臺(tái)將整個(gè)網(wǎng)站下載打包給我們，我們可在10分鐘內(nèi)給出精確報(bào)價(jià)。同時(shí)，只要您提供原始網(wǎng)頁(yè)文件，我們會(huì)提供給您格式與原網(wǎng)頁(yè)完全一致的目標(biāo)語(yǔ)言版本，可以直接上線使用，省卻您的改版時(shí)間。
問(wèn)：為什么標(biāo)點(diǎn)符號(hào)也要算翻譯字?jǐn)?shù)？
答：①根據(jù)中華人民共和國(guó)國(guó)家標(biāo)準(zhǔn)GB/T 19363.1-2003 對(duì)翻譯行業(yè)服務(wù)規(guī)范的要求，中文字?jǐn)?shù)統(tǒng)計(jì)是以不計(jì)空格字符數(shù)為計(jì)算單位的。標(biāo)點(diǎn)符號(hào)算翻譯字?jǐn)?shù)是統(tǒng)一的行業(yè)標(biāo)準(zhǔn)。
②標(biāo)點(diǎn)符號(hào)在不同的語(yǔ)種中，有不同的表達(dá)方式，例如中文的標(biāo)點(diǎn)符號(hào)大多是全角的，英文的無(wú)特殊設(shè)置都是半角的，而且如果一句話或一段內(nèi)容夾雜兩種不同的語(yǔ)言，標(biāo)點(diǎn)符號(hào)的規(guī)則就相對(duì)復(fù)雜，對(duì)于翻譯文件來(lái)說(shuō)，標(biāo)點(diǎn)符號(hào)的部分也是很費(fèi)時(shí)。
③另外，標(biāo)點(diǎn)符號(hào)在句子中對(duì)句子語(yǔ)境等的限制因素，使得標(biāo)點(diǎn)對(duì)句子、對(duì)譯員翻譯判斷等起到一定的要求。所以，該部分也要計(jì)算在內(nèi)。
④可能我們平時(shí)不是很注重標(biāo)點(diǎn)符號(hào)，其實(shí)在文字表達(dá)中，標(biāo)點(diǎn)符號(hào)的重要不亞于單字單詞，一個(gè)標(biāo)點(diǎn)符號(hào)可以改變?nèi)湓挼囊馑?，而我們的工作也是做到了這一點(diǎn)，保證每個(gè)標(biāo)點(diǎn)符號(hào)的準(zhǔn)確，保證譯文表達(dá)的意思和原文一樣。
問(wèn)：需要與你們公司什么人接洽翻譯業(yè)務(wù)呢？
答：我們公司采取專屬客服服務(wù)模式。為企業(yè)客戶配備專屬客服，一對(duì)一溝通具體翻譯需求，組建專屬譯員團(tuán)隊(duì)。
問(wèn)：為何每家翻譯公司的報(bào)價(jià)不一樣?
答：大家都知道一分價(jià)格一分貨，在翻譯行業(yè)里更為突出，譯員的水平是劃分等級(jí)的。新開(kāi)的翻譯公司或不具備翻譯資質(zhì)的公司為了搶占市場(chǎng)，惡意攪亂，以次充好，低價(jià)吸引客戶。
問(wèn)：為什么數(shù)字、字母也要算翻譯字?jǐn)?shù)？
答：根據(jù)中華人民共和國(guó)國(guó)家標(biāo)準(zhǔn)GB/T 19363.1-2003 對(duì)翻譯行業(yè)服務(wù)規(guī)范的要求，中文字?jǐn)?shù)統(tǒng)計(jì)是以不計(jì)空格字符數(shù)為計(jì)算單位的。而數(shù)字、字母也是包含在其中。而對(duì)翻譯公司來(lái)說(shuō)，數(shù)字和字母也要算翻譯字?jǐn)?shù)的原因還包括以下兩個(gè)方面：
首先，我們的收費(fèi)都是根據(jù)國(guó)家頒布的翻譯服務(wù)規(guī)范來(lái)收取翻譯費(fèi)用，對(duì)待收費(fèi)我們都是統(tǒng)一對(duì)待的，其次，數(shù)字和字母也是文章中的一部分，特別是在一些商務(wù)文件中，數(shù)字就是文件的主題，所以也是一樣要收費(fèi)的。
另外，純數(shù)字字母需要核對(duì)、錄入，比翻譯一個(gè)詞語(yǔ)更麻煩，翻譯是大腦里面概念形成的，而純數(shù)字字母是要嚴(yán)謹(jǐn)?shù)暮藢?duì)、錄入才能實(shí)現(xiàn)的，這將會(huì)花費(fèi)更多的時(shí)間，所以我們會(huì)把數(shù)字和字母也算成字?jǐn)?shù)。
但是有一種情況除外，如審計(jì)報(bào)告里面那種數(shù)據(jù)很多而且又不需要我們翻譯可以直接保留的，這部分我們可以不計(jì)算在內(nèi)。
問(wèn)：請(qǐng)問(wèn)貴司每天的翻譯量是多少？
答：我們公司最高翻譯記錄為一天翻譯50萬(wàn)字。原則上我們會(huì)在約定的時(shí)間內(nèi)完成，但是時(shí)間和質(zhì)量是成正比的，慢工才能出細(xì)活，我們建議在時(shí)間允許的情況下，盡量給譯員充足的翻譯時(shí)間，以便交付優(yōu)質(zhì)的譯文。
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